This Privacy Policy applies to ANS Wireless, a DBA of Millennials Wireless, located at 2655 Saviers Road Suite B and 1111 E Channel Islands Blvd, Oxnard, CA 93033. Website: www.answireless.com
1. Information We Collect
We may collect the following types of personal information:
- Identity Information: Full name, date of birth, government-issued ID numbers
- Contact Information: Phone number, email address, mailing address
- Financial Information: Transaction amounts, recipient information, payment method details
- Device and Usage Data: IP address, browser type, and pages visited on our website
- SMS Consent: If you opt in to SMS alerts, we collect your mobile phone number and consent record
2. How We Use Your Information
- To process and complete your money transfer transactions
- To comply with federal and state regulatory requirements including Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) obligations
- To send you SMS notifications about exchange rates, promotions, and service updates (only if you have opted in)
- To respond to your inquiries and provide customer support
- To improve our services and business operations
- To prevent fraud and protect the security of our services
3. SMS / Text Message Communications
If you opt in to receive SMS messages from ANS Wireless:
- Message Types: Exchange rate updates, promotional offers, and service notifications
- Frequency: Approximately 2-4 messages per month
- Opt-Out: Reply STOP to any message at any time
- Help: Reply HELP for assistance or contact us at (805) 303-3313
- No Sharing: We will never sell, rent, or share your phone number with third parties for their marketing purposes
- Message and data rates may apply. Carrier support varies.
Your opt-in consent for SMS is not a condition of purchase. You may use our money transfer services whether or not you choose to receive SMS messages.
4. How We Share Your Information
We do not sell your personal information. We may share your information only in these limited circumstances:
- Remittance Partners: Viamericas, MoneyGram, Vigo, Orlandi Valuta, Intermex - to process your transactions
- Regulatory Compliance: As required by law, including reports to FinCEN, law enforcement, or government agencies
- Service Providers: Third-party vendors who assist in operating our business, bound by confidentiality agreements
- Business Transfers: In the event of a merger, acquisition, or sale of business assets
5. Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include physical security at our locations, access controls, and encryption where applicable.
6. Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this policy, or as required by applicable law. Money transfer records are typically retained for a minimum of five (5) years as required by federal BSA/AML regulations.
7. Your Rights (California Residents - CCPA)
- Right to Know: Request information about personal information we have collected about you
- Right to Delete: Request deletion of your personal information, subject to certain exceptions
- Right to Opt-Out: We do not sell your personal information
- Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights
To exercise your rights, contact us at Sal@answireless.com or call (805) 844-6659.
8. Cookies and Website Tracking
Our website may use basic cookies to improve your browsing experience. We do not use cookies for advertising tracking or sell any data collected through cookies to third parties.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the updated policy on our website with a revised Last Updated date. Continued use of our services after any changes constitutes your acceptance of the updated policy.
11. Contact Us
- Business: ANS Wireless, DBA of Millennials Wireless
- Address 1: 2655 Saviers Road, Suite B, Oxnard, CA 93033
- Address 2: 1111 E Channel Islands Blvd, Oxnard, CA 93033
- Phone (Saviers): (805) 844-6659
- Phone (Channel Islands): (805) 486-0969
- SMS Line: (805) 303-3313
- Email: Sal@answireless.com
- Website: www.answireless.com